James Carlton

You can get an insurance quote anywhere. What most people are really looking for is someone to help manage the risk of everyday life. That’s what I do, along with my incredible team of experienced team members, working together to give customers a first - class experience with insurance and financial products from an industry leader.

Proud to partner with Mizzou and several of their premier athletes. We donate $20 to Mizzou's preferred NIL collective (Will to Win) for any prospective customers who get a quote from our agency. Go Tigers!

We’re proud of our agency accomplishments, not just because of the accolades but because it’s a sign to customers that my team and I work consistently to: ● help people better understand risk so they will better understand what coverage they need ● find out what’s important to people—and identify gaps ● build a great hometown agency with people who are from here, and know the area—we’re your neighbors right here in St. Louis.

A strong sense of community is important to who we are as an agency, from local school sponsorships to sandbagging during floods. And it’s important to me personally—which might be why I love listening to and seeing Bruce Springsteen perform so much. I’m moved by powerful, emotional stories, whether they’re from The Boss himself or someone we’ve been able to help right here at home.

• Auto Insurance: October’s Halloween festivities mean more cars on the road—check your auto insurance for proper coverage this spooky season in 2026. Stay safe in every trick-or-treat journey.

• Home Insurance: Prepare your home for fall with an insurance review this October to protect against seasonal storms and fire hazards in 2026. Keep your home cozy and secure through autumn.

• Life Insurance: This October, protect your family’s legacy with life insurance that supports them through all of life’s seasons, spooky or sweet in 2026. Planning ahead is a treat.

Proud supporter of 101 ESPN, TMASTL, the Tim McKernan Show, Mizzou Athletics and title sponsor of the James Carlton State Farm Mizzou Gameplan show on the Big 550.

Awards and community involvement: ● Past President of the Rotary Club of Webster Groves● Board of Directors, Past -President of NAIFA ● Member, Board Member of Webster Groves Chamber of Commerce ● Recipient of Business Person of the Year in 2023